Commercial Office insurance

SBJ Professional has an established track record of delivering insurance products that truly respond to the needs of the modern day professional operation. Our office insurance facility has been created with one vital consideration in mind; it must be robust enough to accommodate a modern day professional’s working environment and flexible enough to cover individual circumstances.

In understanding the specific risks that professional firms face SBJ Professional has negotiated an exclusive office insurance solution with Hiscox Insurance Company Ltd, one of Europe’s leading specialist insurers.

As standard our enhanced office insurance solution provides the following:

• More than 25% of all claims are settled within 24 hours

• Difference in conditions clause
  In the event of claim, if our policy does not cover something that would have been covered by your previous policy we guarantee to cover it

• Full Accidental Damage cover given as standard

• Full theft cover
  Cover without the need for Forcible or Violent entry or exit from your premises

• Fidelity Guarantee
  Automatic cover for Employee Dishonesty up to £50,000

• Computer Breakdown
  Engineering breakdown cover provided as standard up to the sum insured

• Legal Expenses

• Automatic Reinstatement
  The amount insured applies to each and every claim and is automatically re-instated following a claim

• Internet & Email
  £250,000 cyber liability cover automatically added to policy.
  _{(Provides protection for claims following malicious attacks from hackers to your website / extranet)}

• Work at home
  Contents of office at home of insured / director / employee to £25,000 included

• Employees / Visitors personal effects covered up to £5,000

• Full cover for contents temporarily removed from the premises and transit cover
  (Conditions apply if vehicles are left unattended)

• The flexibility to add on cover for Personal Accident, Group Travel, Directors’ & Officers’ liability and Employment Practices liability

• Interest free instalment facility

• Continuous policy

SBJ Professional can arrange commercial and home office insurance cover quickly at competitive premiums

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